HCR Wealth Advisors Helping People Achieve Their Financial Goals

Financial planning is essential, and it must be done at the right time to ensure the future is safe and secure financially for you. Often, people lag behind in their finances, and that can cause a lot of trouble with personal life as you are not able to meet financial expectations and not able to live retirement life the way you planned. However, financial planning with the help of experts would help you make the right investments at the right time and face economic challenges that the volatility in the market throws at you with ease.

 

HCR Wealth Advisors is a wealth management and investment advisory firm that was started in 1988 and has years of experience in developing strategies to help clients reach their financial goals. HCR Wealth Advisors believes in making a lifelong bond with the customers and help them achieve their goals through personalized planning. As the financial markets continue to fluctuate and more and more people find new ways to save money and make considerable investments for their future, it is essential that people get the assistance they need to secure their finances.

 

HCR Wealth Advisors will look into your current financial situation and assess your income along with your expense to help you devise an economic strategy for the short term as well as the long term. HCR Wealth Advisors has helped many of its clients over the years to achieve their financial goals while developing relationships through education.

 

Many issues need to be addressed when devising an economic strategy for minimizing risk and increasing profits, and HCR Wealth Advisors are experts at that. The firm continues to provide reliable and accurate financial analysis to its clients for making the accurate investment and financial decisions.

HCR Wealth Advisors is not affiliated with this website.

 

A Stellar Outlook with Jed McCaleb

Does cryptocurrency have the power to change the way people invest in the stock market, fundraise, and even make a simple payment? Jed McCaleb does. Having worked on Bitcoin and started his own cryptocurrency network company, Jed McCaleb thinks the answer to that question is yes. His company, Stellar, is working to create a universal payment network, one that will allow people to still use the currency of their choice such as the dollar or the euro. This system would be similar to bitcoin in that it would have a universal ledger that cannot be altered, but with those more familiar currencies.

The blockchain technology has a lot to offer more traditional money management systems. Companies have already started using this as a way to raise start-up capital. There are some risks associated with this, the most well known of which is fraud. But with investors raising around $9 billion, this is clearly a fundraising model with potential. Many people feel that medium of investment gives investors a different way for that investment to appreciate.

And Jed McCaleb believes in the next ten years the stock markets will become digitized and decentralized, allowing users to trade an even larger variety of items. Stellar isn’t the only company working to make blockchain and cryptocurrency more accessible to the general public. A company based in Maryland is working on a way for people to use bitcoin to buy and sell stocks. But with all of Jed McCaleb’s experience in the new industry, perhaps he has a leg up on the competition? After all, this is his fourth successful company in the cryptocurrency market. And it isn’t just cryptocurrencies that Jed McCaleb has his eyes on, but also artificial intelligence. This is a man constantly looking to the future for the needs of humanity.

Mike Baur Is Happier Running A Startup Accelerator Than What 20 Plus Years In Banking Brought Him

Mike Baur is an investor who is sold on the power of young entrepreneurs being able to change the business world through pairing creativity with financial resources and business coaching. Baur brings these two factors together through the program he runs at the Swiss Startup Factory in Zurich, Switzerland. What this accelerator has done is brought some much needed diversity to a nation that’s put so much into the financial industry over the years. Baur knows investing in brand new businesses means new risk assessments on the part of venture capitalists, but the potential for big rewards in many of these non-traditional companies is too large to ignore.

 

Mike Baur was originally working towards becoming one of Switzerland’s top banking figures with his career starting at UBS, one of the largest banks at the time. Switzerland has a long history of bringing people into the workforce starting in high school, and Baur was only 16 when he started learning the duties of an account manager at UBS. He was told if he followed a plan set forth by a UBS human resources specialist that he would make it to a high role at UBS and have a wealthy retirement at the end of it. He did very well in both advisory and management roles at UBS, and he later left that bank when the recession hit to take things to the next level at Clariden Leu. But the aftermath of the recession had changed a lot in banking in the following years that he decided it was no longer what he wanted to do.

 

In 2014, Mike Baur gathered partners in both venture capital and private equity firms to launch his accelerator at the SSUF. The company has a streamlined system that lasts three months for bringing along startup ideas and turning them into full-fledged companies over the course of three months, and part of the process includes outdoor physical activities intended to test entrepreneurs’ thinking, and pitch competitions that allow them to become familiar with what investors are looking for. Mike Baur specifically likes the routine he follows at the SSUF because he can take care of technical administrative items in the early morning hours and spend the rest of the day meeting face-to-face with entrepreneurs. So far thousands of startups have made it through the three-month process, though few have been able to receive capital and obtain the free office space offered at SSUF.

 

Ronnie Fowlkes

Ronnie Fowlkes the law enforcement and commercial products business development manager at Eagle Industries Unlimited has extensive knowledge in sales. The renowned manager accountabilities in the firm entail product training to more than 150 sales representatives. He also keeps in touch with the company clients nationwide. At Eagle Industries Unlimited, Ronnie is in charge of choosing a product for growth and sale.

 

Career Development

 

In 1989 – 1993, Mr. Fowlkes served in the United States Marine Corps. He enrolled for Basic Engineer course and Marine Combat Training at Marine Corps School of Infantry. The First Gulf War expert also enrolled at U.S. Army Parachute School for advance Navy-Marine Corps Parachute Insignia.

 

Ronnie joined ANGLICO (Air Naval Gunfire Liaison Company) basic course and later NSWF Combat Diver School. The first employment at ANGLICO was a career growth for Mr. Fowlkes, and he led a small unit parachute operations. The mission comprised of air, reconnaissance and naval gunfire using several encrypted and non-encrypted radio types and a (MULE) laser designator.

 

Building Profession Through Work Experience

 

Ronnie has built his career by serving in several organizations in different capacities. He worked with United States Army at Iraq as a Department of Defense Contractor. In this position, Mr. Fowlkes was working with the JIEDDO (Joint Improvised Explosive Device Defeat Organization).

The renowned manager was responsible for combat zone mounted and dismounted infantry operations. He also served as the U.S Military employees instructor during strategic activities, post-blast analysis, and CQB and hostage rescue. He too trained the Army personnel during evidence compilation, tactical interrogation of captured persons and detainees.

 

Ronnie has extensive experience of more than 13 years in law enforcement. Besides serving in the United States Army, he worked in ST. Louis County Police Department for three years. He also worked at St. Louis Metropolitan Police Department for ten years. The Metropolitans HRT team leader is a certified trainer in SWAT/URBAN warfare and defensive tactics, shoot house, and tactical rifle.

Together with his team, they are responsible for all secured subjects, captive incidents, and High-Risk Entries. They maintain security through conducting investigations of illegal gun possessions, robbery activities, and illicit drug trafficking in the cities and its surroundings. The unit serves as Civil Disobedient Team and WMD Response Team.

 

Success Contributors

 

Ronnie Fowlkes gained his extensive knowledge in products and tactical training while serving in the Navy-Marine Corps. His position as a contractor with the Department of Defense was also a contributor to his profession. The tactical leader has served his community in law enforcement for more than 13 years, a period that affirms his expertise. These positions have assisted Ronnie in building his career besides providing him the insight required in his current job. He spends his free time in sports training his son’s hockey players.

 

 

What Does Joel Friant Say About The Habanero Shaker?

Joel Friant still remembers the days when he used to work by scraping gum off the sidewalks. It is a job he never wished to have, but it helped to bring out his best abilities in life. Just as the gum would not go away by looking at it, achievements in life are based on real action. This is a lesson he carried on in his many other jobs, and he has kept it in his latest investment, The Habanero Shaker.

What is The Habanero Shaker?

In an interview in which Joel featured recently, hos new product is not an ordinary innovation. Even though there were other shakers before, there was always something missing. He was a lover of those many types of those Habanero shakers too, but he always wanted to make them better. That is how he resorted to making a product that is more pure, and which has all the original flavors.

How much work did Joel put in?

It may seem like developing the Habanero Shaker was a simple task, but it was not. Joel Friant says that he had to change so many things about his life. He had to create a schedule that he was going to stick on every day. In addition to that, he used his passion for better health to ensure that he gives people the kinds of products that are suitable for them. He did this by also learning from the people who were already successful in similar ventures.

Joel Friant says that if he was to start all over again, the only thing that he would do differently is to realize much earlier that success is all in the mind. According to the successful market enthusiast and entrepreneur who also trains people in cryptocurrency, anyone can succeed in turning a business idea into a reality if they stay positive in their thoughts.

Rick Smith Bringing Innovation to the World of Correctional Services

Many companies are trying hard to become the leader in the fast-growing correctional field, but one of the companies that have been consistently providing quality services in the penitentiary sphere since 1986 is Securus Technologies. The company has been offering a wide range of services that includes inmate communication services, money transfer service, investigative services and solutions, and more. One of the primary services for which Securus Technologies is widely known for is inmate communication services. More than a million inmates depend upon the services offered by the company. It gives them a chance to talk to their friends and family members with ease through the seamless communication network that Securus Technologies has built over the years.

Securus Technologies has grown substantially over the years, primarily under the leadership of Rick Smith. He has led the company as CEO since 2008 and has made strategic changes in its management, which has helped in the company’s development and overall growth. The marketing of the company has also got much better, which has not only impacted on its revenue but also the market reputation. Rick Smith is a highly qualified individual who has helped in the building of Securus Technologies in the last few years, especially when it comes to modernizing the company’s management machinery. As the time passes and the correctional field continues to grow and develop, it is essential for the company to make necessary changes to adapt to the requirements of the correctional industry and its target audience. Visit Bloomberg to know more about Rick.

To ensure it happens smoothly, Rick Smith has been focusing all his attention towards research and development. The company has invested over $600 million in the last few years to make Securus Technologies one of the global leaders in the field of corrections. It is this focus on research and development that Rick Smith Securus Technologies recently launched the video visitation service. It helps the inmates make video calls to their relatives and friends, which reduces their cost of going to the prison frequently. Rick Smith understands the field of corrections profoundly and has ensured that the company offers products and services that are quality-wise of the highest standard and affordable at the same time. The customer service of the company is also top-notch, which ensures that the customers don’t have to face any issues. Read more on PRNewsWire.com.

Rick Smith has done his studies in Business Management from Rochester University and has completed his engineering from the New York University. Over the years, he has worked with various telecommunication firms, including Eschelon Telecommunications, which is one of the pioneers in the field of corrections. Rick Smith has also invited through an open press release, the potential, and existing customers, to visit the technology center of the company. It would help them get an insight into the quality and extensiveness of the company’s services.

Know more: https://apps.securustech.net/press_listing.asp?press_id=21

Luiz Carlos Trabuco Cappi For Bradesco

Luiz Carlos Trabuco Cappi was born on the October 6 in 1951 in Marilia, Sao Paulo, Brazil. He graduated with degrees in Philosophy from the University of Sao Paulo. Unlike most bank executives, Luiz Carlos Trabuco Cappi did graduate work in sociopsychology at the School of Sociology and Politics of Sao Paulo. He is a married to one Ana Maria Veloso Cappi, and together they have three children. Unlike many executives, Luiz Carlos Trabuco Cappi does not cultivate an extravagant habit in his life. He is known to be a simple, humble and quiet person.

Luiz Carlos Trabuco Cappi Career before Bradesco

Luiz Carlos Trabuco Cappi began his career in the financial industry as a clerk in an agency of the Banco Bradesco at 18 years of age, in 1969. Two years later, he moved to Sao Paulo town to work in the Insurance sector. In 1984, he positioned as the marketing director of the Bradesco Bank’s private pension company. He kept growing in this stature where he was known to modernize the advertisements done by the bank. Bradesco Company was known to be always hostile towards the journalists in the 1980s era.

In 1992, Luiz Carlos Trabuco Cappi got a promotion to the executive director and president of Bradesco Previdencia, a private pension company conglomerate of Bradesco. His tenure in this position lasted until 1998 during which in this period he was culpable in the signing of the largest company, the Christmas Tree of Lagoa, in Rio de Janeiro, in what was the most significant marketing action of that time. Bradesco Seguros had sponsored the company for 20 consecutive years.

In 1999, Luiz Carlos Trabuco Cappi was promoted to executive vice president of Bradesco Seguros, which included eight more companies including Bradesco Vida e Previdencia, where he used to work. Four years later, he became the President and CEO of the same company. In this period, he was passed over the opportunity to become the CEO of Bradesco Bank. His most memorable achievement in the Bradesco Seguros Company, Luiz Carlos Trabuco Cappi solidified the company leadership in the industry countrywide with 25% market size. He also increased the insurer’s income to the Bradesco bank from 25% to 35%, which made it the largest in the sector in Latin America. It was this achievement that Luiz Carlos Trabuco Cappi was seen as the perfect fit for President of the Bradesco Group, and in 2009, he became the President of Bradesco Bank.

Read more on brasil247.com

Luiz Carlos Trabuco Cappi in Bradesco

Luiz Carlos Trabuco Cappi has had 40 years of experience in all the conglomerate companies of Bradesco Group. His whole life he served in the company, and this put him at the top of the list of successors to this position. The Presidency of Bradesco group is known to be occupied by only three people since the bank was founded in 1981. The first CEO was Amador Aguiar, founder of the company, followed by Lazaro Brandao who is the current chair of the board and the one responsible for appointing the two successors in his position. The third CEO was Marcio Cypriano, who led the company until the period of the financial crisis in 2008. Luiz Carlos Trabuco Cappi becomes only the fourth President of the Bradesco investment bank Group. He succeeded the company, and his primary task was to take back the market leadership, which they had lost to Itao Unibanco earlier that year. In 2015, he did just that through the acquisition of the Brazilian branch of HSBC bank in a $ 5.2 billion deal, with the blessing of the Chairman of the Bradesco, Lazaro Brandao.

Search more about Luiz Carlos Trabuco Cappi: http://www1.folha.uol.com.br/mercado/2017/10/1926243-proximo-presidente-do-bradesco-saira-da-diretoria-do-banco-diz-trabuco.shtml

Ava Trade in Revolutionizing Online Trading Experience

Avatrade was started in 2006 as Forex brokers globally. The offices of Ava trader are spread out in many locations such as Tokyo, Dublin, New York and many other offices across the globe. The Central bank is responsible for regulating all the business carried by Ava trade, and they are licensed in MiFID in the European Union. In Australia, it is controlled by ASIC while in Japan it is governed by B.V.I Financial Services Commission.

To have an account in AvaTrade is very simple, no standard account is needed what you require is only a minimum deposit of $100. Ava trade offers a variety of options to its clients such as either variable, fixed or floating. The spreads in Ava Trade starts from 0.9 pips; this is the most competitive brokers around the globe. It also offers many orders such as limit orders, stop loss orders, market order, trailing shops, and entry stops.

AvaTrade was the first internet brokers to introduce CFD trading on indices, stocks, and commodities. Also, it is at the forefront of starting digital currency as well granting access to Bitcoin marketing to various normal retail traders. The bonus offered by AvaTrade is also significant, the bonuses begin from $40 f0r a staring account of $200 deposit and go up to $10 000 for a minimum deposit of $50 000.

AvaTrade review has been playing a proper role in online forex trading since 2006. The firm was started by combined efforts of experts and financial professionals with the goal of making the experience of online trading perfect. The company has registered members more than 200 000. They execute more than 2 billion sales each month. Total trading volume each month is more than $60 billion. It does not matter whether you are an experienced forex trader or not; Avatrade provides with flexible trading adding platforms as well as the right balance of sophistication and simplicity.

Full AvaTrade review: https://www.dailyforexreport.com/avatrade-review-forex-trading-cfd-trading-online-trading/

How the Oxford Club Helps You Accumulate Wealth

The Wall Street Journal ranked The Oxford Club’s newsletter among the best in 2014. This achievement was a continuation of the firm’s 13 years of success making it outshine other front-runners in business.

According to the Hulbert Digest, The Oxford Club was among the only 12 advisors who had been making money throughout the previous three cycles irrespective of the nature of the market. The Hulbert Digest’s goal was not to pinpoint consultants who made the most money, but to identify the ones who thrived whether the business was high or low.

The Oxford Club’s winning formula is investing in ventures with low risk and high returns. The firm has a team of brilliant specialists. They pool many investing models which they dissipate through ten business advisories and three monthly newsletters.

The firm does not rely on predictions of how the stock market is likely to behave since you cannot predict which stock will rise or fall. The experts analyze businesses diligently before investing to ensure that their risk of disappointing minimal.

The Chief Investment Strategist, Alexander Green, sends a summary of The Oxford Club’s investment strategy to every new subscriber of the Oxford Communique.

The Synopsis usually informs new members that businesses which do all things the correctly increase sales, grow market share, compound earnings at high rates, pay down debt, improve operating margins, and buy back shares. With all these factors in place, you can rest assured of fantastic returns irrespective of the performance of the stock market or the economy.

The Oxford Club urges its members not to take heed to the prediction of the financial media since it can be deceiving. The Club’s strategy never fails. It has succeeded for more than a decade. No consultancy matches the Oxford Communique.

About The Oxford Club

The Oxford Club is a financial organization founded in 1989. It has more than 80,000 members from various countries. It aims at helping members to gain and retain wealth.

Alexander Green who leads the editorial team frequents the Wall Street Journal and is a bestselling author of the New York Times. His flagship newsletter, the Oxford Communique regularly ranks as one of the leading portfolios in America.

Understanding the DNA of craft beers

The main ingredients used in beer making include barley, hops, yeast, and water. Barley is the primary source of sugars and yeast is used to ferment sugars from the barley. Hops refer to special herbs that used to introduce a bitter and burning taste in a beer.

 

Different beer makers use various combinations of these ingredients which results in beers with different flavors and colors. The components used in beer making also determine the amount of head (foam) in a beer. Besides the four main ingredients, some beers may have other ingredients that are popularly known as adjuncts.

 

Styles of beer

Almost every beer enthusiast might have heard of the terms “lager” and “ale.” In the United States, the lager is popularly known as the king (Facebook). Lager beers are produced through the bottom fermentation process. The yeast used to ferment the beer sinks to the bottom of the fermentation tank. The fermentation process results in a pale gold beer that is crisper and has a cleaner flavor.

Ale beers, on the other hand, are produced by the top fermentation process. The yeast used in fermentation floats on the top of the fermentation tank. These beers usually have stronger flavors, and they are darker when compared to lager beers.

 

The two beer styles are just general categories used to classify beers. The number of beer styles available throughout the world is as infinite as the creativity of a brewmaster. As you tour around the world, you will realize that there are many other styles beer besides the larger and ales.

 

About Eli Gershkovitch

Eli Gershkovitch is the CEO of Steamworks, a company he established in 1995. To most people, Eli seems to lack the haughty persona that is characteristic to many leaders of the giant companies in the world. Instead, Eli Gershkovitch approaches life differently. He likes keeping it casual and admires freedom. His desire to control his destiny may have driven him to build a brewing empire.

 

Steamworks started as a small pub in Gastown, Vancouver. The pub was situated in a historic building that hosted a big secret. The building had a unique steam system that Eli Gershkovitch later came to use for his brewery.

More at http://www.westender.com/eat-drink/steamworks-is-much-more-than-a-brew-pub-1.879352